The blog post has been written by Stuti Kuzur and edited by Lawyasa.
Have you read recently that you can store your documents in a government-approved app rather than having to carry them with you physically? Yes, I am referring to the brand-new initiative that the Indian government launched to give its citizens a hassle-free and seamless experience – The DIGILOCKER SCHEME. Let’s explore it further.
According to Statista 2022, India ranks second in the list of countries with the most internet users, with over 658 million internet users, which is expected to grow to 1.3 billion by 2025. With each passing year, more and more people are using the internet. This is directly connected to India’s gradual digitization. India already has one of the world’s largest and fastest-growing digital consumer populations, and it is digitalizing faster than many developed and emerging economies due to the lower cost and increased availability of smartphones and high-speed internet.
As part of Digital India, the DigiLocker scheme aims to empower Indian citizens. This scheme is part of the Ministry of Electronics and Information Technology’s Digital India initiative, which aims to use technology to save original important documents, such as original mark sheets and Aadhar cards, on a trustworthy and secure platform, eliminating the hassle of carrying physical documents. Original documents can be stored on the DigiLocker server, and important certificates can be carried on smartphones.
The primary goal of Digi locker is to transform India into a “Digital India,” and it aspires to provide digital empowerment. This scheme was introduced by the Honorable Prime Minister in 2015. Digi locker works in the same way that cloud or Google Drive storage does. This portal is easily accessible to any Indian citizen who has a valid Adhar card. This platform provides original issuers of certificates, such as mark sheets and driving licences, with valid certifications in digital format. It comes with 1GB of storage space.
Getting access to Digilocker is easy, but how do you do it?
The following steps will assist you in opening a Digilocker online:
DigiLocker: Why Should You Use It?
There are numerous advantages to using Digi Locker. Some of the primary advantages of using digilocker are as follows:
- Easy Access: The authorised user can simply view and distribute their documents in digital format via e-sharing platforms.
- Digital Signature: Because the user may digitally sign these documents, the procedure of self-attesting can also be done digitally and more simply using this platform.
- Secure Access: Because the documents are issued directly by the registered issuers, it is simple to determine their legitimacy and hence secure to access.
- Sustainable platform: Using Digi locker is a step toward developing an economically sustainable country because it cuts paper use significantly.
- Prevents Financial Frauds: This platform aids in the prevention of financial fraud. Documents are increasingly compromised in many places these days. All of these dangers are reduced as a result of digitalization.
What kind of documents are stored on Digilocker?
The government of India has collaborated with various ministries to facilitate documentation on digilocker, which may be loosely divided into seven broad categories from which the user can access the relevant papers. These are:
- Central Government: You can access official documents from the Central Government, including Aadhar cards, Pension documents, CBSE Certificates, documents from the Income Tax Department, IOCL, Bharat Petroleum, etc.
- State Government: You can access any documents issued by several states, including caste certificates, driving licenses, marriage certificates, bar licenses, senior citizens certificates, etc., thanks to the collaboration of several state governments as issuers in this scheme.
- Education: Degree/Diploma Certificates issued by Several State Universities are available.
- Banking and Insurance: Under this category, issuer banks like Bank of India, CANARA, and HSBC Oriental Bank provide TDS certificates, Interest Certificates, E-passbook services, etc. Issuer insurance companies like Life Insurance Corporation of India, Max Life Insurance, etc. provide life insurance policies, vehicle insurance policies, etc.
- Health: Certificates from various State and National hospitals, including AIIMS Delhi, Patna, CGHS, National Health Authority, Ministry of Health and Family Welfare, and others.
- Ministry of Defence: Several defence departments issue certificates such as Marksheets, Indian Navy, and so on.
- Other: This category includes non-listed certificates.
Although, it was a slow start for the Digilocker scheme. Despite its significant growth over the years, the digitalization of entire India hasn’t yet been achieved through this initiative. The process is still ongoing. According to DigiLocker, approximately 4.94 billion documents were issued this year, a substantial increase from 2021. Currently, there are 101 million users of this application, and its user base is still growing. Due to its advantageous circumstances, the initiative has seen the largest increase in 2020. As a result of Covid’s lockdown, India’s digitization has been greatly influenced, whether it is via online payments or via DigiLocker, which allows sharing of vital documents.
DigiLocker has come a long way since its initial release in 2015. This internet platform is also assisting the nation’s economy in expanding and approaching the $1 trillion milestone by 2025. Despite the sluggish expansion of this scheme, a few primary factors could be a lack of IT literacy or a lack of a good internet connection, network issues, and so on. One solution, in my opinion, is to raise public awareness of the benefits of using this scheme. The government should conduct more awareness efforts or use social media to make people aware of the application’s potential and how it might affect the economy. This flagship event has aided India in being economically viable, digitally empowering residents, and delivering digital infrastructure to all. Despite its limitations, this application is having a huge positive impact on India’s growth.
1. Bharathi Jyotsna Sing and Arpit Garg. “How useful is digital locker? An Empirical Study in Indian Context”. Indian Journal of Commerce & Management Studies (2016): 8-13.
3. Merlin Ann George1 & Dr. A M Viswambharam2 “DIGI-LOCKER – AN OVERVIEW”